Angry Policyholder Campaign categories: consumer issues, health, social justice, social care, disability, democracy, poverty Location: Lancashire, England

We are campaigning for fairer critical illness insurance policies

We were let down by an income protection policy after spending 3 months on hospital and 7 months recovering. But sadly we are not the only ones that have been let down by an Industry that has known for many years that these types of Protection policies are Flawed & contain Fluffy and Confusing Definitions, the same Fluffy & Confusing Definitions they used to assess our claim.
The FSA who are on record as "Criticizing" TPD & the failures by firms concerning oral disclosure in sales of protection products, in particular "Critical Illness Cover (CIC)" to consumers by phone or face-to-face.
The insurance industry & the ABI are looking I beleive to change the way that TPD is worded as they know that the current system is flawed.

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